Forums

SoCAL Tesla S Insurance quotes

SoCAL Tesla S Insurance quotes

I have been quoted a total of $4300 a year, with 1 point against me, with AAA Insurance, I have been with them over 10 Years! Living and driving in Los Angeles. That's crazy. Geico was way less but said since I had a speeding ticket in the last year they wouldn't take me. I have been driving since I was 16 and never had a claim ever! I am 54 now, what the hell!??
Anyone else had better prices and luck? I know the car is expensive to fix if I was in an accident for sure, but let's get real! Thanks..

Hills | March 11, 2013

$4300 sounds unreasonable, and not taking you for 1 point also sounds unreasonable. Try several more companies. BTW, I left CAAA 8 years ago because of one tiny parking lot accident. That I was with them for 20+ years made no difference to them.

jukevargo | March 12, 2013

Try Mercury insurance. I live in Santa Monica and they're by far the best option for me.

TESLAOWNR | March 12, 2013

Just got quote for 3100. Its only 1500 more than insuring my prius which is significantly cheaper car. I will still look at geico and others.

BTW - imaging getting in an accident. Any accident that bends the floor is going to kill the battery - and that is going to be a lot to replace!

steadicamp | March 12, 2013

Thanks for all you input! Jukevargo, I am in Santa Monica too, and will try Mercury, may I ask how much you are paying?

jukevargo | March 12, 2013

@steadicamp - we got a quote for $876 for 6 months. That's for me and my wife, as well as a second car (our current car is a nissan cube).

My wife also 1 "ding" on her record, so that makes it even more.

- Mike

P.S. - when are you getting yours? Maybe we can show off each other's once we both get it. So excited for this damn car!

PhilG | March 12, 2013

I'm still 6-8 weeks away from delivery so without a VIN# my current insurance company won't give me a quote. Being 52 I used The Hartford (throughAARP). They were way cheaper vs. my old insurance company -State Farm. Worth a call if you have a VIN#.

cschock | March 12, 2013

I got a recent quote from Capital Insurance Group (you will need to contact an agent) that was extremely favorable compared to other rates I looked at. This was in Northern California, but they cover the entire state along with I think WA, OR, NV and AZ.

mbcaffe | March 12, 2013

try Progressive. I use them for my daughter who does not have the most stellar driving record.

dmaescher | March 12, 2013

Picked up my S on Mar 9.

We had Mercury as a carrier for many years. My broker said they didn't want to insure our Tesla.

We got Fireman's Fund for $2,170/year, including our Acura RL. Our homeowner's insurance has been with Firemans for a long time.

No tickets, accidents, etc. We are 69 and 64 yrs and live in La Jolla.

Xerogas | March 12, 2013

$389 for 6 months from State Farm. Excellent driving record, no accidents

greg.church | October 14, 2014

Mercury quoted $2,800 per year - 53 clean record in Southern CA for the P85

Haggy | October 14, 2014

I keep getting adjustments, and my rate is now down to $495/6 months. That's in the Bay Area, but Prop 103 should have made things a lot more dependent on people's drivers records than where they live, since if you don't get into at fault accidents, you shouldn't be penalized because others in your area do. I don't know how true it is in real life, but the traffic on our part of 101 is as bad as it is on yours, and the same goes for other freeways.

Mine is also from State Farm with an excellent record, but with one driver under 25 on a policy and two more that they don't have listed. My rep says that they need to be listed on the policy when they have regular access to the car, but not if they have occasional access, meaning they only drive with permission and don't have their own keys. Since one of my daughters has a car in Orange, she has to be on the policy, but they didn't ask where she does her driving or where her school is.

SoCal Buzz | October 14, 2014

$1800 Allstate perfect record...

swakyaby | October 15, 2014

$1800 Allstate clean record. Changed to AAA $1050. Add $55 for AAA membership, Subtract $50 for taking mature driver online course (50 years and older). Northern Cal.

Lavw5670 | January 5, 2016

2013 Tesla Model S - Los Angeles - 21 Century - Clean driving - 2 car discount - For Tesla alone about $1000 / 6 months.

freeewilly | January 5, 2016

Around $1200 a year with State Farm, had one accident and many traffic tickets when I was young, currently zero point.

I have 4 cars, so I put MS as my secondary car, it reduce the insurance cost.